Although optional, public liability insurance is a necessity for every roofer. It covers you in case your business causes personal injury to someone or damages their property. Although you canвЂ™t stop accidents from happening, you can secure protection against them by including public liability insurance in your roofersвЂ™ insurance portfolio. This interaction increases the risk of accidents that may leave you with huge legal bills to settle. ДЄs a roofer, itвЂ™s inevitable that you will interact with the public in your daily activities. Below are some covers that we recommended roofers to include in their business protection plans. You, therefore, need to select the combination of coverage that is the most suitable for your business. Remember that you face a unique set of risks because your business is also unique. RoofersвЂ™ insurance policies come with many cover options. ItвЂ™s perfect for self-employed roofers as well as large roofing companies. A roofersвЂ™ insurance cover protects you against the unexpected financial issues that may arise. Some compensation claims run into millions meaning that they can easily drive you out of business. That is what the ethical duty requires of you. If your employees, clients or third parties are injured or have their property damaged as a result of your business activities, you are required to compensate them. RoofersвЂ™ liability insurance offers critical protection for unforeseen roof construction accidents that you may be held liable for. If you are keen on keeping your business thriving, you must have a roofersвЂ™ insurance policy that reflects the reality of your business activities. These risks make liability claims in the industry a common phenomenon. For instance, hot torches used by roofers can cause fire damage. Statistics show that approximately 50 roofers fall to their death every year and many others sustain severe injuries.ДЄpart from a fall, the equipment and toxic materials used by roofers also pose a risk to other people and their property. The results are catastrophic when itвЂ™s actually a person falling from the roof. For instance, if a tile falling from the roof hits a parked car, it is more than likely going to cause extreme damage. The great heights involved increases the risk of expensive accidents. Among all the trades, roofing is perhaps one of the most dangerous.

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